Financing
Financing Options
At Brian’s Mechanical, we believe that comfort should never be out of reach. Whether you’re investing in a new high-efficiency HVAC system, replacing a failing unit, or looking to improve your home’s indoor air quality, we offer flexible financing solutions to help make your project affordable—without sacrificing quality or service.
We proudly serve homeowners and businesses across the South Carolina Lowcountry, including Charleston, Summerville, Mount Pleasant, Sullivan’s Island, and surrounding communities.
Why Finance Your HVAC Project?
- Manage larger expenses with low monthly payments
- Get the system you need now without delay
- Avoid dipping into savings or emergency funds
- Invest in energy-efficient upgrades that save you more long term
- Enjoy improved comfort, air quality, and system reliability today
Available Financing Options
We offer a range of trusted financing programs to meet your budget, credit profile, and comfort goals. Approval decisions are quick, applications are easy, and most options don’t require home equity.
Wisetack Financing
Wisetack allows you to finance HVAC repairs or installations with clear, easy-to-understand terms.
- Loan amounts up to $25,000
- Short-term and long-term financing options available
- No hidden fees, prepayment penalties, or compounding interest
- Instant application and approval process – right from your phone or device
- Choose the monthly payment plan that fits your budget
Wisetack is ideal for homeowners who want flexibility and transparency when financing their HVAC needs. Ask us during your service call or consultation how to apply with Wisetack.
Traditional Credit Cards
We accept all major credit cards, including:
- Visa
- MasterCard
- American Express
- Discover
Credit card payments are processed securely, and can be used for repairs, maintenance plans, air quality upgrades, or full installations.
How to Get Started
- We make the financing process simple:
- Request a quote for your HVAC project or repair.
- Let us know you’re interested in financing.
- We’ll walk you through your options and help you apply.
- Get a quick decision – often within minutes.
- Select your terms and finalize your project.
There’s no obligation to apply, and we’ll help guide you to the best financing solution based on your needs and comfort goals.
Financing FAQs
Is my credit affected when I apply?
Some lenders offer prequalification with a soft credit check. Full applications may require a hard inquiry depending on the lender and plan you choose.
Do I need to put any money down?
Many financing programs offer zero down payment options. Others may require a small initial payment depending on credit approval.
Can I finance air quality upgrades or maintenance plans?
Yes. Many of our plans cover full HVAC systems, ductwork, air purifiers, dehumidifiers, and even year-round maintenance agreements.
Comfort You Can Afford
At Brian’s Mechanical, we’re here to make HVAC comfort more accessible for every homeowner and business in the Lowcountry. If you’ve delayed an upgrade or repair due to budget concerns, our financing options are designed to remove those barriers—so you can stay comfortable, safe, and energy-efficient year-round.
Contact us today to schedule your estimate and explore the best financing option for your next HVAC project.
